financial advice

Emergency Fund or Debt First? Here’s the 2025 Rule of Thumb

Choosing between building an emergency fund and paying off debt is one of the most common dilemmas in personal finance. In 2025, with rising living costs ...

How to Build Credit as an International Student: A Practical Guide

Moving to a new country for studies is thrilling—but it comes with unique financial challenges, especially when it comes to building credit. For international students, a ...